Financial history is sensitive information that should never land in the wrong hands. For years, the major credit bureaus in America have assured users of the safety of this data. All this changed at the beginning of the year when hackers broke into Equifax’s database and retrieved information of about 143 million users. It implies that nearly one in every two Americans have their details such as date of birth, Social security Number and addresses possibly in the wrong hands.
According to Freedom Debt Relief, the impact of this attack can be reduced if proper precautions are taken. The firm specializes in debt settlement which involves repayment negotiations on behalf of the debtor. The experts propose the following ways of protecting information of credit history and Twitter.com.
- Use secure passwords
The best way of securing credit card password is to use those that include numbers, unique characters, and words. Obvious passwords such as date of birth, the name of child or spouse, and Id numbers are easy to guess and so should be avoided. For improved security, the password should be changed as often as possible. Again, every credit account should have a unique password and read full article.
- Watch out for irregularities
All credit card holders should keep tabs on the activities on their credit and bank accounts. Regular checks make it easy to detect any anomalies as soon as they occur. A small error, even if only of a few cents, should raise a red flag. Besides, the annual credit reports should be carefully read for any errors in general information such as address, names, and account numbers and Freedom Debt Relief on Facebook.
- Freeze credit cards
Placing a credit involves the use of a unique PIN to lock up the credit history of a card. This information must be provided to the creditor when creating new credit. With the credit card frozen, only the person with the pin can thaw it and https://www.freedomdebtrelief.com/.